As someone who loves hitting the open road on your bike, you understand there really is nothing like a motorcycle ride with the sun on your face and the rumbling of your personal engine. Few things can compare to it in life, which is why you need to protect what is so valuable to you. At Aarvin Insurance Services LLC, we want to make sure you know the importance of having motorcycle insurance and how it can protect you not only in the event of an accident, but should someone damage your bike while you are not riding it. So, wherever in Oklahoma you call home, make sure to check out your motorcycle insurance options.
The most common forms of motorcycle insurance is broken down into three different categories. Comprehensive physical damage insurance covers your motorcycle in the event of an accident. Collision insurance for motorcycles covers your bike if it is hit, whether you are on the bike or not, and then bodily injury liability insurance is available as well. While not required, having bodily injury liability insurance is highly recommended due to the greater chance of being involved in a serious injury while riding your bike.
There are additional levels of motorcycle insurance you should consider, depending on the kind of bike you have and extra gear you use. First, there is accessory coverage for motorcycles. This ranges anywhere from side storage bags you install onto the bike all the way to a sidecar. Motorcycle roadside assistance is a perk, just in case you are having bike trouble and need to be towed away (or you simply run out of fuel). Some tack-on insurance coverage can include everything from property damage liability to medical payments, uninsured motorist coverage and underinsured motorist coverage.
When selecting the right insurance coverage, you can always reach out to us at Aarvin Insurance Services LLC. We can answer any questions you might have.